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​Group Retirement Plan Options  

Enrollment in the retirement program is required effective the first day of employment for all permanent full-time and part-time employees. Temporary employees must enroll in the retirement program once they have worked 750 hours or are expected to work 750 hours in a calendar year. Employees have 30 days from the first date of eligibility to select enrollment in either the Defined Benefit Plan or the Defined Contribution Plan 

Failure to select a plan within 30 days will result in automatic enrollment in SERS, the Defined Benefit Plan for Pennsylvania public employees.

  • Selection of a retirement plan is part of your initial online benefits enrollment process through Employee Self-Serve (ESS). If ESS enrollment is not available, the Retirement Program Election form may be completed.
  • Regardless of the plan you choose, you are required to contribute a percentage of your salary to the retirement plan. Employee contributions are tax deferred. Once you have elected a plan, your election is final and binding and you cannot change retirement plans.
    Defined Benefit Plan
    Defined Contribution Plan
    Retirement income is based on a fixed formula that considers your years of service, age, and final average salary. The retirement benefit amount for vested participants is guaranteed and not affected by the investment earnings of the plan. Participants are 100% vested after 10 years of service (5 years if enrolled prior to January 1st, 2011). Visit the SERS website for more information.
    Retirement income from the ARP plan is determined by your account balance at the time of retirement, which is comprised of your employee contributions (5% of salary), the State System contributions (9.29% of salary) and any investment earnings based on the performance of the investments you choose. Participants are 100% vested from date of enrollment. Employees may enroll in any of the two available vendors, Fidelity and TIAA.


*The Public School Employees’ Retirement System (PSERS) is a defined benefit plan for Pennsylvania’s public school employees. If you are a current member of PSERS, the State System is able to continue your enrollment in PSERS or you may elect SERS and opt for multiple service which combines service in both SERS and PSERS to receive a single retirement benefit, or you may enroll in the ARP plan.