Long-Term Disability Insurance
Long-Term Disability (LTD) Insurance coverage is available to all permanent full-time employees (including temporary, full-time faculty with at least an academic year contract), or permanent, part-time employees (including temporary, part-time faculty with at least an academic year contract) who are scheduled to work every pay period for at least 50 percent of full-time.
- 100% employee paid; $0.17 per $100 of monthly covered earnings (Option 1)
- 180-day elimination period
- 100% employee paid; $0.21 per $100 of monthly covered earnings (Option 2)
- 90-day elimination period
This plan pays up to 60% of your monthly covered earnings offset by retirement benefits, workers' compensation, social security, and paid leave. Your benefits will never be less than either $100/month or 10% of your monthly covered earnings, whichever is greater.
LTD Insurance Brochure
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