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Long-Term Disability Insurance

Long-Term Disability (LTD) Insurance coverage is available to all permanent full-time employees (including temporary, full-time faculty with at least an academic year contract), or permanent, part-time employees (including temporary, part-time faculty with at least an academic year contract) who are scheduled to work every pay period for at least 50 percent of full-time.
  • 100% employee paid; $0.17 per $100 of monthly covered earnings (Option 1)
    • 180-day elimination period
  • 100% employee paid; $0.21 per $100 of monthly covered earnings (Option 2)
    • 90-day elimination period

This plan pays up to 60% of your monthly covered earnings offset by retirement benefits, workers' compensation, social security, and paid leave.  Your benefits will never be less than either $100/month or 10% of your monthly covered earnings, whichever is greater.

 

LTD Insurance Brochure


 

Is LTD right for you?

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Forms and Information

 

 Program Forms

 
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